

Distinct Finance
Channel Island Lending Specialists

Get mortgage ready and start viewing Andium Home Buyer properties

Take the first step toward viewing available homes
How It Works
Helping you secure your Andium Homebuy mortgage — step by step.
1. Book Your Free Consultation
Book your free appointment with Distinct Finance.
We’ll talk through your situation, explain the Andium process, and answer any questions.
2. Understand What You Can Afford
We’ll assess your income, outgoings, and eligibility so you know exactly what your budget looks like.
3. Get Your Mortgage in Principle (AIP)
This is required before you can view properties.
We’ll guide you through the paperwork and help you apply with a suitable lender.
4. Start Viewing Andium Properties
Once your AIP is approved, you can begin viewing properties through the Andium Homebuy scheme and register interest in the homes you like.
5. Register Interest & Finalise Your Mortgage
After you attend a viewing, Andium will quickly let you know if you’ve been selected to proceed.
If you’re offered the property, we’ll help you complete your mortgage application, submit final documents, and work with the lender to secure your mortgage offer — fast.
6. Move In With Confidence
From first consultation to handing over the keys, we’re here to support you with expert advice and local knowledge.



Have a question or prefer to request a quote by phone?
Contact us on 01534 854 389
(Lines open 9am–5pm, Monday to Friday)